How Much Does a Building Condition Assessment Cost in BC?
- ENGIPRO
- May 16
- 2 min read
Why Lenders Ask for One—And How to Get a Fast, Budget-Friendly Report
Why BC Lenders and Grant Programs Require a BCA
Requirement | Who Asks for It? | Why It Matters |
Commercial mortgage / multi-family loan | Canadian banks & credit unions | Confirms collateral health and life-cycle costs |
CMHC-insured financing | Canada Mortgage and Housing Corporation | Reduces risk on insured loans |
BC energy-retrofit grants | BC Hydro, FortisBC, CleanBC | Verifies existing systems and upgrade potential |
Municipal incentive programs | City of Vancouver, Victoria, etc. | Supports permit or rebate applications |
Bottom line: No up-to-date BCA, no funding.
Typical BCA Price Ranges in BC
Building Size (units / ft²) | Pricing |
Small (≤50 units / <30,000 ft²) | starting from $3,000 |
Medium (51–100 units / 30–100k ft²) | starting from $5,000 |
Large (100+ units / >100k ft²) | starting from $8,000 |
Why the “rapid-turn” premium?
Extra crew mobilization
Extended inspection hours
Priority engineering time
ENGIPRO caps the rush premium at ~20 %—lower than most competitors.
What Drives BCA Cost?
Property Age & Complexity
Older or heritage structures often need invasive testing or specialty consultants.
Access Constraints
High-rise roofs or tight mechanical rooms require lift rentals or confined-space permits.
Scope Add-Ons
Thermographic scans, intrusive probes, or seismic risk modelling raise fees.
Reporting Format
Lender-specific templates need extra analysis time.
How ENGIPRO Keeps Your BCA Fast—and Affordable
Feature | Benefit |
Dedicated “loan-pack” template | Meets CMHC & major bank checklists—no rework |
Lean team, no middle layers | Direct communication and minimal outsourcing help reduce overhead and delays |
Guaranteed <10-day rush option | Ideal for subjects-removal deadlines |
Practical Tips to Reduce Your BCA Bill
Bundle Services – Combine BCA with a Warranty Review or Depreciation Report for combo pricing.
Provide Existing Docs – Past drawings, maintenance logs, or DRs cut site time.
Schedule During Daylight – Avoid after-hours or weekend surcharges by booking inspections during regular working hours.
Ready for a Lender-Approved BCA?
Get an instant estimate with our 60-second BCA Price Calculator or email info@engipro.ca. Need the final report next week? Let’s lock in a rush slot today.
External Link:
CMHC-insured financing guidelines https://www.cmhc-schl.gc.ca/consumers/home-buying/mortgage-loan-insurance-for-consumers/what-are-the-general-requirements-to-qualify-for-homeowner-mortgage-loan-insurance
CleanBC Better Homes rebates - https://www.betterhomesbc.ca/rebates/cleanbc-better-homes-and-home-renovation-rebate-programs/
ASTM E2018 Standard Guide - https://store.astm.org/e2018-15.html
BC Assessment property data - https://www.bcassessment.ca/
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